Fintech • Financial inclusion technology and payments bank holding

Fino PayTech Limited is a Mumbai-based fintech company. Its annual report says it delivers technology-driven solutions and services aimed at financial inclusion. It runs a business and banking technology platform with service delivery channels, and its clients include banks, microfinance institutions, government and non-government organisations, insurance companies and corporates. It is also registered as an Authentication Service Agency with UIDAI, which lets it provide authentication services to banks and government bodies. Most of the group's size comes from its subsidiary Fino Payments Bank Limited, in which it holds 75%. The other subsidiaries are Fino Financial Services Private Limited, FFPL Finserv Private Limited and Fino Trusteeship Services Limited, all wholly owned. In FY26 the bank reported turnover of 158,792.31 lakh and a profit after tax of 5,245.51 lakh, as per the annual report. On a consolidated basis, revenue from operations for FY26 was 133,723.72 lakh against 165,382.83 lakh in FY25. Profit for the year fell to 4,873.79 lakh from 9,748.56 lakh. Consolidated total equity stood at 88,630.13 lakh on 31 March 2026. The company alone is small: its standalone revenue from operations was 927.46 lakh. All figures here are consolidated unless stated, in lakh as printed in the FY26 annual report. On ownership, the annual report states that Bharat Petroleum Corporation Limited holds 21.88% on a non-diluted basis, which makes Fino PayTech an associate company of BPCL. The report also says there is no promoter holding in the company. The board is chaired by Sivakumar Krishnamurthy, an independent director, and Amit Kumar Jain is the whole-time director. Fino PayTech is an unlisted company with no IPO filed that we have on record. Its shares are dealt off-market through unlisted-share dealers, so the price shown on this page is indicative and not an exchange price. Liquidity can be thin and prices can move between deals.
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Data refreshed 08 Nov 2026, 06:30 pm IST.