Financial Services • NBFC (gold loans and vehicle loans)
Maxvalue Credits and Investments Limited is a non-banking finance company (NBFC) registered with the Reserve Bank of India. It has been RBI regulated since 1995. The company gives gold loans, vehicle loans, traders loans and microfinance loans, and raises money from the public through secured non-convertible debentures and subordinated debentures. As of 31 March 2025, the company had 78 branches in Kerala, 50 in Karnataka, 9 in Andhra Pradesh and 2 in Tamil Nadu. Its portfolio was worth Rs. 460.41 crore at that date, down from Rs. 517.29 crore a year earlier. Gold loans make up 50% of assets under management and vehicle loans 27%. In FY25 the company reported total income of Rs. 104.70 crore, against Rs. 136.72 crore in FY24. Net profit for the year was Rs. 3.73 crore. The figures here are from the annual report for 2024-25. The company reports that its capital adequacy ratio was 33.97% at 31 March 2025. The annual report says the company has no promoters as defined in its shareholding disclosure. Manoj V. Raman is Chairman and Managing Director. The report also states that the RBI withdrew its show cause notice in 2024, but the supervisory restrictions placed on 4 February 2020 are still in force, and the company has applied to have them lifted. The company has not announced an IPO and IPO Guru has no listing journey for it. Unlisted shares of a company like this are dealt off the market between private buyers and sellers, so the price we show (₹4.5 per share, lot of 10000 shares) is only indicative.
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Data refreshed 08 Nov 2026, 10:00 pm IST.